Savvy Saving Bytes

Let’s say you’ve got something to sell: a product, a service or maybe even yourself and you’ve got all the basics covered with an excellent product at an excellent price. Now what marketing tactics can you use to distinguish yourself from your competitors? AND accomplish that for zero dollars? Beyond all the practical stuff, have [...]

On New York City streets, enterprising musicians, dancers and artists have always been able to make a quick buck by showing off their stuff to passing pedestrians. But what if you want to make some fast money and your talents and training are limited? What to do? Well, if you follow the resourceful young man [...]

Over the years I’ve traveled back and forth between self-employment and salaried jobs. Whenever I switched my self-employment hat for my nine to five job hat, I could count on eight definite advantages: A salaried job meant a ringing alarm clock that couldn’t be ignored, which meant no more staying up half the night to [...]

Why are American workers left stranded at the pier while vacation boats are sailing off left and right without them? The primary reason: unlike other advanced countries, there is no law in the United States that says employers must grant their employees paid vacations–OR paid holidays. Result: 1 in 4 less affluent lower wage, part [...]

Early in their careers it’s perfectly easy to imagine young Jennifer Aston working as a waitress, Harrison Ford as a cabinet maker and Queen Latifah as a Burger King server (though I pity any customers who tried to give her any lip). But there are some famous people I have a hard time visualizing in [...]

There is no small talk during an IRS  tax audit. No chatting. No smiles. It’s been many years since my first (and only) tax audit but I well remember the deadening atmosphere of that IRS office. Up till then I had been in and out of the colorful offices of newspapers, publishing houses, advertising agencies [...]